Asurion (sell my replacement?)
Actually did one last night to verify a used curve from craigslist for a friend.
I have def sold asurion phones, so I know its possible.
Just activate it for a day, then take it off your account. After you take it off, I would do an esn check, and once that is approved, you're free to sell the device.
leverlock said:
That's exactly where I ended up. I'm glad to hear that worked for you. The vzw rep told me to send the replacement back to asurion if I was not going to use it. Since I paid for the insurance I don't feel too bad either keeping it or selling it. The other one got wet and performance is intermittent.
DO NOT send it back. There would be no benefit to you in doing this. As Mr.Canty suggested, activate it (you don't have to use it) and then transfer your number to a different ESN (preferably the Blackberry).
When you sell it, you can say never used but activated to test the ESN.
Those silly VZW reps sometimes leave the cap off the airplane glue tube when they give answers like that. :wink...
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you have an old banged up 6800 and you want the new BB Storm. So you purposely broke the 6800 to get a new replacement via milking your insurance. Then you want to sell the new phone on ebay getting top dollar cause the phone is now new. Congratulations! you just worked the insurance system in a way so many have been doing for years. Its called fraud. But dont worry, you wont get caught. It will just cost the rest of us who insure our phones more money per month. I dont mind paying crazy monthly insurance fees plus an additional $50 to place a claim if I legitimatley lost/broke my phone. I dont mind. As long as I know you worked the system so you cna buy a brand new Storm with my money.
The guy even said he was thinking of sending it back! And other people dont make insurance rates go up. Did you forget that you pay into insurance each month? And you pay a deductible?
There is no need to come in here and essentially call someone a theif. Get a life bro, and show a little respect.
Companies expect a certain percentage of people to abuse/misuse the system and build that into the price. If more people than they expect do this, they will have to increase the rates for everyone.
The OP didn't intentionally try to rip off the company (from the sound of it) so calling him a theif is a little harsh. But that doesn't mean the other statements that eric made arn't without merit.
Our company has a protection plan we offer on phones so that we can service issues in store without having to send them to a corporate store aor having them wait for a repla...
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I have had insurance for 4 years and have yet to make a claim.
cwcanty said:
verizon insurance rates have not risen in prolly more than 5 years. The argument of rates increasing due to fraud is ridiculous. Trust me, at $5 a month, they are making plenty of money.
I have had insurance for 4 years and have yet to make a claim.
$5x12months= $60 x 4yrs = $240
you are a rare case that is fortunate enough to not make a claim. How much do they pay for the phones that they do send out vs how much a customer actually pays. At least with verizon they block the lost phone from being activated unlike gsm phones where you can make a claim then sell the old phone
In any case I do pay the $5/mo insurance on my i760 only cause its a costly smart...
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Phones that are more of a substitution than a real replacement.
Phones that Asurion is already sending to counteract the increase in costs associated with insurance fraud...
V
It's making a lot of people avoid insurance and hassle verizon until they get an early upgrade instead.
cellularconnection said:
I'm noticing this too... I've also seen too many asurion replacement phones with obvious scratches, or the screens don't work, or the buttons were broken.
It's making a lot of people avoid insurance and hassle verizon until they get an early upgrade instead.
They should not be buying "insurance" on a $400 product in the first place. ESPECIALLY one with a deductible. Its no wonder people are broke and over their heads with financial decisions like buying cell phone insurance and Extended Warranties in general.
The HOUSE always wins. The ENTIRE operating margin of Circuit City was padi for with Extended Warranty profits a year or so ago. Read their 10K!!!
I would agree except that most customers don't understand that their phone prices are subsidized by their plans and will balk if you say the price of a phone is anyone over $50 what the price of the phone originally was when they got it with a contract.
Customers should pay full prices for phones for no contracts (or close to full for a 1 year or something). I'm pretty sure they would be careful with their phones, at least more so than they are now.
Remember people don't care how much they are ACTUALLY paying, just how much they have to put down per month. This is why so many people get in retarded credit card/mortgage debt. They see the payments, no...
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cellularconnection said:...
So you think they should pay 400 for a new phone when they do something instead?
I would agree except that most customers don't understand that their phone prices are subsidized by their plans and will balk if you say the price of a phone is anyone over $50 what the price of the phone originally was when they got it with a contract.
Customers should pay full prices for phones for no contracts (or close to full for a 1 year or something). I'm pretty sure they would be careful with their phones, at least more so than they are now.
Remember people don't care how much they are ACTUALLY paying, just how much they have to put down per month. This is why so many people get in retarded credit c
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I get so many customers with broken phones they got six months ago asking to buy the W755 for $100 or so and getting very mad when they find out that they'll really have to shell out well over $200.
The insureance does make sense though because in a lot of cases, people can afford to drop $50 on a replacement phone but not $250 at the moment.
People are in debt, the dollar is going down and people are penny pinching. While it is costing them at least $5 per month to cover the phone, it's more plausible for them to do that and drop $50 at any given day.
Living paycheck to paycheck doesn't allow for buying phones outright, but it doesn't mean that people should treat their phone like garabge. Had they bought the phone...
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Same basic idea, The initial cost just varies depending on the retail cost of the phone, and the deductable is a bit more. Still ends up cheaper than asurion in the long run (even at the highest cost) and obviously cheaper than a new phone outright. But it's not as easy a sell as it once was.
eric815 said:...
Why dont you say it like it is....
you have an old banged up 6800 and you want the new BB Storm. So you purposely broke the 6800 to get a new replacement via milking your insurance. Then you want to sell the new phone on ebay getting top dollar cause the phone is now new. Congratulations! you just worked the insurance system in a way so many have been doing for years. Its called fraud. But dont worry, you wont get caught. It will just cost the rest of us who insure our phones more money per month. I dont mind paying crazy monthly insurance fees plus an additional $50 to place a claim if I legitimatley lost/broke my phone. I dont mind. As long as I know you worked the system so you cna buy a brand new Stor
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And as far as extended warranties go, some of them are good deals.
personal examples:
-Got a brand new bulb for my projection TV ($250 value). The plan itself only cost me 250, so I broke even and Im still covered if anything goes wrong.
--My mac needed a new chargin port. It cost $700 to get fixed, and my apple care covered it. The apple care was only $279.
Sometimes they work out in your favor, just my two cents, not trying to start a flame war over warranties/insurance.
cwcanty said:
insurance is not always bad, and I would pay $5, than have to deal with the financial burden of replacing my blackberry at full retail. It gives me piece of mind, and the price is fair.
And as far as extended warranties go, some of them are good deals.
personal examples:
-Got a brand new bulb for my projection TV ($250 value). The plan itself only cost me 250, so I broke even and Im still covered if anything goes wrong.
--My mac needed a new chargin port. It cost $700 to get fixed, and my apple care covered it. The apple care was only $279.
Sometimes they work out in your favor, just my two cents, not trying to start a flame war over warranties/insurance.
"Peace of Mind" is n...
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Computers, TVs, and cell insurance are about all I buy them for. But I have had great luck and they have saved me countless headaches. Its just nice to have things taken care of sometimes.
cwcanty said:
I dont buy warranties on everything. Usually only when I think they will be cost effective.
Computers, TVs, and cell insurance are about all I buy them for. But I have had great luck and they have saved me countless headaches. Its just nice to have things taken care of sometimes.
I would say you have had bad luck if you used every warranty you bought. That means you paid sometimes a third more for ther product.
getting a $250 warranty on my 1500 dollar powerbook was def a good deal. And I did it again when I bought my macbook pro, and it was a great move.
Some things are just too expensive to get fixed and I dont like getting surprised by a latop repair bill that can total $500+
Once again, to each their own, but if you do your due diligence some of the warranty plans are more than reasonable and could save you hundreds.
I sell insurance on the phones, but I only really
"push" it if the person is in construction, or of they have kids who are trying their best to shove their mom's keys in their mouth.
When you look at percentages vs parts Automobiles are the best vaue and even then they are not reccommended by every consumer advocate organization.
A $20,000 car can have a $1500 tack on warranty for 3 years. A $2000 computer has a $250 warranty.
The car has thousands more moving parts many including every electronic part found in a computer, operates in all kinds of weather, runs through bumps, etc. A computer is either sta...
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Anyway I recall working at an electronics shop "Nobody Beats The Wiz" back in 1991. That Christmas, I talked a single mother of 2 children to purchase the 5 year 'performance gaurantee' on a $250 VCR. The warranty cost her an additional $200 and I threw in free in-house cleaning/calibration of the VCR for all 5 years (basically we toss in a $10 headcleaning tape to the VCR and ...
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eric815 said:...
I agree with AvgJoe. For the most part insurance is a collective rip off.
Anyway I recall working at an electronics shop "Nobody Beats The Wiz" back in 1991. That Christmas, I talked a single mother of 2 children to purchase the 5 year 'performance gaurantee' on a $250 VCR. The warranty cost her an additional $200 and I threw in free in-house cleaning/calibration of the VCR for all 5 years (basically we toss in a $10 headcleaning tape to the VCR and give the VCR back to her the next day). So she paid $450 for a $250 VCR. My commission on the warranty was 12 percent and I made 3 percent on the VCR plus an $8 spiff. Altogether I made $38 off her. If it were me buying a $250 VCR back then and it broke a fe
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Like I said before, I paid the $250 for my mac and got a $700 dollar repair done for no charge, easily making my money well spent.
Yes, there are some cases where the warranty is insanely expensive, and not worth it. But you just need to be a good consumer do your homework. For some, its a easier to pay a few more dollars at the time of purchase, rather than get stuck with a $700 bill down the road.
Things happen, and just because some people want to protect themselves, their money, and their items, does no...
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i understand its not worth it on all things, but some are still worth it. and if i kept the insurance for 2 years, i would pay about $190 with 1 claim, $240 with 2 claims. thats a pretty good deal to me (i think)
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