New User Privacy, SSN
I've been trying to get new service from T-mobile, but they seem to be stuck on my SSN.
I don't give my SSN out due to volume of identity thefts and they require it because of the thefts. Logicaly if I don't share the SSN I have a better chance to keep it secure.
The rep is telling me that that is the only way I can get service is to give up my SSN (now I know that is bogus) and that it is erased immediately after credit check verification. After reading the forum I know that the SSN is actualy stored and used in my identification as a T-mobile customer.
Anybody went through something like this?
Is enyone able to outline why the SSN is necessary and how it is actually used by the carrier?
Thanks much.....
I don't give my SSN out due to volume of identity thefts and they require it because of the thefts. Logicaly if I don't share the SSN I have a better chance to keep it secure.
The rep is telling me that that is the only way I can get service is to give up my SSN (now I know that is bogus) and that it is erased immediately after credit check verification. After reading the forum I know that the SSN is actualy stored and used in my identification as a T-mobile customer.
Anybody went through something like this?
Is enyone able to outline why the SSN is necessary and how it is actually used by the carrier?
Thanks much.....
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The SSN is used to run a credit check and essentially verfiy your credit as yours and not the million other John Doe's in this country. There is one way around the SSN that I know of if the rep enters all 9's in the field credit will run the app. but almost always comes back with a deposit or just rejected entirely. Honestly, when you apply for a mortage or a bank loan do you give them your SSN??????
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Using all nines also gives a higher chance of identity (not theft) screw-ups. They only have name and a couple adresses to match with... Fine, go pre-paid. The three credit repositories (Equifax, Experian, TransUnion) base you as you and cross-cancel everything else not you by using your SSN to identify YOU! You can give your SSN to a bank, credit co, mortgage, cellphone carrier. DON'T give your SSN in repsonse to spam, or when paying for the purchase of a ringtone from a website in Spain! If you encounter identy-teft, your lawyer is going to have to give those guys (credit repositories) your SSN six hundred times to fix it...
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i think they (this person) is one of those people who have subpar credit or just established it and their score is high so they don't feel the need to give out their ssn because they think someone will get a benz in their name before they do.
i can't stand these people. 👿
they make me sick acting as if they never gave up their ss# for a car or home before.
what i have learned from my experience with people like this is: 9 of 10 times the person has defaulted on a cell bill before or HAS REALLY BAD @$$ CREDIT.
i can't stand these people. 👿
they make me sick acting as if they never gave up their ss# for a car or home before.
what i have learned from my experience with people like this is: 9 of 10 times the person has defaulted on a cell bill before or HAS REALLY BAD @$$ CREDIT.
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burn11 said:...
I've been trying to get new service from T-mobile, but they seem to be stuck on my SSN.
I don't give my SSN out due to volume of identity thefts and they require it because of the thefts. Logicaly if I don't share the SSN I have a better chance to keep it secure.
The rep is telling me that that is the only way I can get service is to give up my SSN (now I know that is bogus) and that it is erased immediately after credit check verification. After reading the forum I know that the SSN is actualy stored and used in my identification as a T-mobile customer.
Anybody went through something like this?
Is enyone able to outline why the SSN is necessary and how it is actually used by the carrier?
Thank
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There are more than one way to do a credit check and the SSN is not mandatory. I've set up an landline account with SBC 2 months ago and I did not give out the SSN. The requirements were to fax two forms of id and answer some questions once SBC got a hold of my credit report. Companies require the SSN only because it is CONVINIENT for them to do so.
SSN is only truly required for tax purposes ie.: bank account intrest, property tax return, etc. If you give it out, it's out. Period. Remember the T-mobile hack in January? The dude got SSN as well. I'm trying to figure out how that happend since the customer service rep was trying to convince me that SSNs are deleted after the initial credit check.
Thanks for the input everybody.
SSN is only truly required for tax purposes ie.: bank account intrest, property tax return, etc. If you give it out, it's out. Period. Remember the T-mobile hack in January? The dude got SSN as well. I'm trying to figure out how that happend since the customer service rep was trying to convince me that SSNs are deleted after the initial credit check.
Thanks for the input everybody.
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We have had this conversation b4 please refer
https://www.phonescoop.com/carriers/forum.php?fm=m&f ... »
https://www.phonescoop.com/carriers/forum.php?fm=m&f ... »
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Why don't you want to give out your social security number?? People like you are way too anal about giving it out. It's not like you're posting it on the web for everyone to see with all your info (i.e. birthdate, mother's maiden name) Just give it to them and let them do the check and be done with it. Or else pay a deposit. I know for a fact that with verizon, sprint, and tmobile if you don't give it out it's an automatic deposit. The amount for verizon and tmobile i believe is $500 and sprint is $150. Without giving it out you could be confused with someone else, and additionally they have no way of nowing if you're a high risk customer. They can't just take your word for it. Grow up and just give it to them, it's really not a big deal AT ...
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burn11 said:...
There are more than one way to do a credit check and the SSN is not mandatory. I've set up an landline account with SBC 2 months ago and I did not give out the SSN. The requirements were to fax two forms of id and answer some questions once SBC got a hold of my credit report. Companies require the SSN only because it is CONVINIENT for them to do so.
SSN is only truly required for tax purposes ie.: bank account intrest, property tax return, etc. If you give it out, it's out. Period. Remember the T-mobile hack in January? The dude got SSN as well. I'm trying to figure out how that happend since the customer service rep was trying to convince me that SSNs are deleted after the initial credit check.
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shorty is right, won't they ask you more questions that are a lot more personal and basically the same as giving out your social? i've heard they go pretty in depth about you in order to insure both parties that the name their activating it under is in fact that person.
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Let's put it like this. If you don't give them your social security number, they will not be able to give you a good credit score after your contract is up. Just like how when you apply for a credit card, they use the social security to identify you out of the x amount of people living in the US. Whatever your name is, you are not the only person with that name in the US, and its territories. So, I guess that since you don't want to give your social security number out, you won't be able to apply for credit. No SSN, no new bank account, and no loan, and no car. They need the SS, to positively identify you as the person applying for things, and not a terrorists stealing someone's identity. Yes, the SSN is private, but somethings require it, i...
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burn11 said:...
There are more than one way to do a credit check and the SSN is not mandatory. I've set up an landline account with SBC 2 months ago and I did not give out the SSN. The requirements were to fax two forms of id and answer some questions once SBC got a hold of my credit report. Companies require the SSN only because it is CONVINIENT for them to do so.
SSN is only truly required for tax purposes ie.: bank account intrest, property tax return, etc. If you give it out, it's out. Period. Remember the T-mobile hack in January? The dude got SSN as well. I'm trying to figure out how that happend since the customer service rep was trying to convince me that SSNs are deleted after the initial credit check.
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Well you have some point but its not that easy. they ask for social to have the creit beureau's run your credit. sbc 9 outta 10 times didn't look at your credit report or do what is known as a "hard credit check", which is pulling and reviewing your credit report to the fullest extent. it seem as if they did a "soft credit check" which is check your history with them. AND BELIEVE ME JUST BECAUSE THEY DIDN'T TAKE YOU SS# DOESN'T THEY DON'T HAVE IT. before i worked in the wireless industry i worked in the credit collections industrt. doing utility, tax, credit, and wireless and landline phone services. dozens of account show up with no ss# but are found.
here is how:
it is a process called "skip-tracing" which we can enter a persons na...
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here is how:
it is a process called "skip-tracing" which we can enter a persons na...
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I read somewhere about this issue, I cant remember where but there was something that states they cannot refuse based on refusal of SSN, I'll have to find it, even Social Security says that your SSN# is not to be used for identification purposes. I'll do some digging around and see what I can come up with.
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SKiPDoG said:
I read somewhere about this issue, I cant remember where but there was something that states they cannot refuse based on refusal of SSN, I'll have to find it, even Social Security says that your SSN# is not to be used for identification purposes. I'll do some digging around and see what I can come up with.
You're right...they can't refuse service. They CAN require a deposit.
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burn11 said:...
I've been trying to get new service from T-mobile, but they seem to be stuck on my SSN.
I don't give my SSN out due to volume of identity thefts and they require it because of the thefts. Logicaly if I don't share the SSN I have a better chance to keep it secure.
The rep is telling me that that is the only way I can get service is to give up my SSN (now I know that is bogus) and that it is erased immediately after credit check verification. After reading the forum I know that the SSN is actualy stored and used in my identification as a T-mobile customer.
Anybody went through something like this?
Is enyone able to outline why the SSN is necessary and how it is actually used by the carrier?
Thank
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All the rep had to do was call our consumer credit dept and say that he needs to do a check without the SSN. Just give him your driver's license or ID number and it can be done.
WE CAN do credit checks if the customer does not want to give out their SSN.
If you need help with this feel free to email me, I can ship the phone out to you.
WE CAN do credit checks if the customer does not want to give out their SSN.
If you need help with this feel free to email me, I can ship the phone out to you.
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It is mainly for a credit check. However if after setting up the account you don't want to verify the account using the last 4 of ssn ask to set up a security password. So the first time you call into customer care you will have to give the last 4 of ssn.
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This is to funny. I seem to get one of these customers a month that refuse to give up their SSN. Identity Theft is out there, but it's really not as bad as the news makes it seem. I am a rep at a retail store...and I guarantee you that we cannot see your SSN after the credit check it run. We do however see the last 4 of it...and please do not tell me you are one of those who doesn't even want us to have the last 4 numbers because of identity theft...I have those people too!
Sounds like TOGO plan for you my friend.
Sounds like TOGO plan for you my friend.
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