"• Insurance is a rip-off. It costs too much and has a $50 deductible."

...unless you have a habit of leaving your phone in your pocket and washing them in the laundry...then it becomes a $50 lifesaver.

Get a G'Zone! 🤣

wfine81 said:
Get a G'Zone! 🤣

...been suggested to me more than once ;)

hey wfine, are the original gzone's still available? I was thinkin about gettin one, but I didnt know if vzw discontinued the unit.

Yeah, there area still some in the warehouse, for $99 that they are doing them for, it is a great deal, my cost is still $400.

Seriously, this is just about as retarded as you can get.

No, I would never personally insure anything south of a PDA. I've had 4-5 phones over 4 years and never had anything die on me (I'm just an early adopter), but the problem within insurance is that it's a flat rate and a flat deductible - i.e., insuring a Samsung U340 or Nokia 2366i costs the same as insuring a XV6800, i760, or Treo 755.

When I'm selling insurance, I always break it down for the customer by calculating 20 months of insurance payments ($119.80 for TEC, $99.80 for WPP) and adding the $50 deductible, then dividing that by the phone's retail cost. Verdict?

If you get it on a Nokia 2366i (retail $129.99), you're effectively betting that you'll return the phone twi...
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This guy is an idiot.

robtheman said:
This guy is an idiot.

He may be, but just saying he is doesn't say much.

How, specifically, is he an idiot? 🙂

Two year contracts are worth it if you know to get the huge discount on your phone, sell it a year later, get a different phone at full retail, then get your NE2 discount again the following year. Rinse and repeat.

I won't change the price on a phone regardless of how many accessories or text packages you get. It's not worth it to put my job at risk.

The lost or stolen program that he mentions suggests fraud.

Insurance is not a ripoff. Let's say you replace your phone twice in two years (not unusual). You could take the insurance which would be (50x2) + (5x24) = 220. Or you could purchase two new phones at full retail would could easily be over $400. Depends on the phone you get.

Do they even offer a $100 data package for t...
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robtheman said:
Two year contracts are worth it if you know to get the huge discount on your phone, sell it a year later, get a different phone at full retail, then get your NE2 discount again the following year. Rinse and repeat.

I won't change the price on a phone regardless of how many accessories or text packages you get. It's not worth it to put my job at risk.

The lost or stolen program that he mentions suggests fraud.

Insurance is not a ripoff. Let's say you replace your phone twice in two years (not unusual). You could take the insurance which would be (50x2) + (5x24) = 220. Or you could purchase two new phones at full retail would could easily be over $400. Depends on the phone you get.

Do they

...
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He's referring to the advanced device discount of $100 on a primary line. I understood exactly what he meant.

Yes, lost/stolen suggests fraud. No, we won't change the prices of phones/accessories (without a good reason, and then there are well-defined limits to what we can do under different situations), and plans/data are completely out of the question.

That said, policy used to be much looser, and reps would give away full accessory combos in order to close high-paying plans. My supervisor has been a RSR for Frontier Cellular/VZW since 2000, and he tells us about the things they used to do regularly fairly often, such as take a few dozen phones out of the store location, go set up at another place of business (that offered an employ...
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I get paid less on upgrades.


I remember seeing this a year or two ago. It's been floating around for a while. It's depressing that it's still around because it means that people are reading it and getting the wrong idea on how the system works.

Loyalty credit? That is another discount on top of your NE2 and rebate....only available if youre upgrading on the phone with Customer Service. It will depend on how much you pay for your monthly access.... and they do not proactively offer it.. unless you've threatening to disconnect and you've been transfered to their "Loyalty Team". My brother in law tried to use his NE2 with an early upgrade last week on the Blackberry 8830... the rep advised him he couldn't take advantage of his NE2 $100 credit with an early upgrade and were quoting him $399.99 with a rebate of $100. He threatened to disconnect and was connected with the "Loyalty Team" and got the phone for $99.99 after all of their NE2 credit, rebate and loyalty credits.

otherwise known as the cancellation department. that's where half the rumors come from, "I know this guy, he called up and got ______." 😈

Not known as the cancellation department... if you call to disconnect, you will be transfered to their "Save Team" also known as "Loyalty Team" Mr. Smarty Pants 😉

thanks for posting that, I remeber reading it a while back. I don't agree with most of what he says. I owuld suggest a one year on share lines but you should just do a two year on main lines and high end plans since you have the ne2 credit and early upgrade program. As far as insurance being a rip that is for the customer to decide. You buy a phone for $50 and pay for the insurance every month then pay a $50 deductible(yes it is a rip if you do the math) but many phones still cost much more than that, and many would find it much easier to pay the installements then spitting out $200+ for a phone if they lost theirs. the rest of that is just bs ways of trying to work the system.